The Manulife Investments GIC is a unique suite of GIC investment options with a wide range of terms and maturity dates.
Rate Guarantees On New Investments
Interest rates can be guaranteed for up to 30 days when you move money from another financial institution to a Manulife Investments GIC.
Select Income Payments Geared To Your Needs
With a Manulife Investments GIC you have the choice of monthly, quarterly, semi-annual or annual income payments, plus several RIF payment options.
Use "Better Of" Rate Guarantees On Renewals
Lock-in interest rates up to 30 days prior to the maturity of your Manulife Investments GIC account. If the rate in effect on the day of your renewal is greater than the guaranteed rate, you receive the higher rate.
Protect Your Investments From Creditors
Your funds may be protected from creditors under certain circumstances.
Save Or Defer Taxes On Your Non-registered GIC
Policy year tax reporting allows you to delay paying tax on interest earned for up to one year. In addition, you may qualify for an annual $1,000 pension income tax credit if you're 65 years of age or older.
Save Time And Money For Your Beneficiaries
The value of your investments can be paid directly and privately to your named beneficiaries in the event of death, eliminating costly estate fees and lengthy delays.
Ensure A Solid Rate Of Return
You can receive all these benefits plus a very competitive interest rate.
A GIC with a difference
Your Manulife Investments GIC is backed by the strength of Manulife Financial and has the added security of investment protection through the Canadian Life and Health Insurance Compensation Corporation (Assuris (formerly known as CompCorp)).
