For the long-term investor, CAP offers segregated funds as a method of accumulating savings. With unique guarantees, a variety of investment options and other advantages available under this type of contract, you can help reduce your risk without limiting opportunities.
Highlights of CAP include:
Choose between a 100 per cent maturity guarantee with the Automatic Daily Reset® feature or a 75 per cent maturity guarantee*
A 100 per cent Death Benefit Guarantee ensures beneficiaries receive all of the principal investment, reduced proportionately for withdrawals.**
The potential for a bonus after you have been in the plan for 15 years – for even better performance
Your choice of maturity date (greater than 15 years from issue), guaranteeing the assets in your investment when the time is right for you
Excellent selection with a choice of quality funds from well-known fund managers
The potential for creditor protection
A variety of registered, non-registered and locked-in plans with plenty of retirement income options, to provide you with flexibility
The ability to bypass probate and other estate administrative fees, to help give both you and your beneficiaries peace of mind
Is CAP right for me?
CAP is an excellent investment option for the long-term investor. Speak to your advisor about whether CAP is the right investment for you and to learn about the other features and benefits of this product.
* Applicable before the final 10 years of the plan.
** Withdrawals proportionately reduce guarantees. Declines at age 80.
The Automatic Daily Reset® is a trademark of the Manufacturers Life Insurance Company.
