Segregated funds and mutual funds both offer investors an opportunity to ‘grow’ their investment capital (the money they invest), and provide access to professional fund management. Usually, both allow investors to diversify with different fund managers and fund types.
Segregated fund contracts are insurance contracts known as individual variable annuities that offer death benefits and maturity guarantees. Segregated fund contracts offer the growth potential of mutual funds, plus valuable wealth protection features only available through an insurance company.
*The Manufacturers Life Insurance Company is the issuer and guarantor of insurance contracts containing Manulife Segregated Funds.
